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We Did It: My Version of the Debt Free Scream

Y'all, after 5 years and 2 months we finally did it! We're debt free! To celebrate I wanted to recap the journey for us.  Five years ago at Christmas we were gifted one of Dave Ramsey's debt free books. I don't even recall which one, but I do recall feeling compelled to get out of debt. At the time Josh and I had been married for 7 months. I brought in 60k in debt to our marriage: 40k in graduate school student loans, 20k in a new car. He brought in debt too- some student loans and car loans. It wasn't stressful to pay our bills, but seeing how much I paid in interest was frustrating.  We were off on a pretty good start. We had over 100k in debt, which isn't ideal for sure- but we did cash flow our wedding and trips- and we took some good trips! Now I should say we did a modified version of Dave Ramsey. There were things that we did that were off- like taking vacations for example, but honestly- I don't regret it. We didn't accrue debt for that a...

And a baby makes 4

Oh man! So much has happened. Josh and I are expecting a new little baby this September- which is the most newsworthy information. We found out January 2 and I have been having morning (a hem- all day sickness, worse at night) since week 6. We heard the little 155 bpm heartbeat on February 23 and got the A-ok to share with the world. I wish I could tell you the gender because let's face it, I'm dying to shop, but unfortunately I won't know until late April. I have a feeling it's a girl- just because it feels different to me this time. With Eli I was exhausted all the time and had a little morning sickness which could be overcome with enough crackers and Zofran- with this one I feel pretty energetic but of course all the crackers in the world aren't enough and the Zofran is no longer an option. That's all I really have to go on- that and some wives tales- but I'll be happy either way.                  We didn't tell everyone in fun ways. ...